Filing for bankruptcy protection requires time, effort, and some investment. If it can be avoided, many Americans would rather do so. Could you avoid filing bankruptcy because you are 'judgment proof'? And should you? The answer may surprise you.  What Is Being Judgment Proof?  The idea of being judgment-proof simply means that you have no income or assets which a creditor could seize to pay a debt. Even with a court judgment on their side, there is no way to collect that money.

If your driver's license got suspended for a DUI, you need to act fast. Once your driver's license gets suspended, you need to request reinstatement. Reinstatement allows you to regain your driving privileges. If you haven't hired an attorney, now's the time to do that. You might think you can apply for reinstatement on your own, but that's not the case. A lot can go wrong when you try to get your driver's license reinstated by yourself.